Best Finance Blogs Award

Best Finance Blogs Award of 2014 presented by Broadview Networks

BBB Accredited Business

 

Broadview Networks Best Finance Blogs Award of 2014

Congratulations to the winners and finalists of the Best Finance Blogs of 2014 Award! Whether climbing out of debt, building a retirement fund, or simply trying to maximize a paycheck, everyone can benefit from some financial advice and a fresh perspective on frugality.  There’s tons of information on the web concerning money and finance, from the in depth analysis of Bloomberg or the nonstop coverage of CNBC.  Sometimes it can be overwhelming where to start, or where to find information and advice that’s relevant to you. That’s why we, at Broadview Networks, are seeking out the best and most relevant websites in the finance and fiscal responsibility niche. We don’t discriminate either, as finance is a broad subject from stock trading, to retirement planning, to simple ways to save a few bucks, and we’ve found the best of all of these!  Our goal is to provide a comprehensive list, nominated by readers and staff, which will help our clients and partners glean the best financial information and advice on the web.

Broadview Networks is a leading business VoIP and cloud communication provider serving business customers since 1996. Broadview has built and operates its own advanced communications network and offers next-generation services including cloud-based phone systems, integrated networking services, and cloud-computing services. We are constantly seeking ways to be the best resource on finance, business, and technology news for our clients, partners, and readers.

Top Finance Blog Award Winners

We asked each of the Winners to answer some quick questions;

  1. 1. How would you describe your blog to readers of our site?
  2. 2. What one piece of financial advice would you give to our readers?
  3. 3. How do you stay on top of the latest trends and news in the financial world?

 

2 Copper Coins

  1. 1. 2 Copper Coins is a blog that tries to encourage young adults to live responsibly by planning for the future, being generous with their resources and encouraging them to self-educate on important financial lessons. There is a misconception that a small salary means a limited or stressful lifestyle and we at 2 Copper Coins believe wise financial planning can lead to freedom with income of any size.
  2. 2. The best piece of financial advice we could give would be to understand what contentment is and how small a role material items play into this contentment. Know the difference between what you need and what you want and identify where you’re spending is just out of habit or fleeting desire rather than a true need. Once you've done this your ability to scale back and control your finances is infinitely easier.
  3. 3. It's difficult to keep up with financial trends as every blogger or writer has her or his own opinions mixed into any discussion of personal finance. We try and read everything with a grain of salt, match what we've read with our own experience and ask questions of those we know to be reliable and successful resources. I constantly ask the finance director at my office, CPAs in our family and church and other financial gurus what their take on different financial measures are so that we have a variety of expertise informing our own understanding of personal finance.

 

A Disease Called Debt

  1. 1. A Disease Called Debt is blog which documents Hayley’s personal journey to debt freedom. It also provides support and information for other people who are trying to dig their way out of debt.
  2. 2. If you have debt, make paying it off a priority. It might seem like there will always be another day to pay off your debt and you only live once. But debt is much harder to tackle the longer it goes on for. This is because your personal circumstances will change all the time and you won’t really know what’s around the corner. Plus, you don’t want to be paying off debt when you should be planning for your retirement for example!
  3. 3. I read between 50-100 personal finance blogs every week. By doing this, I’ve been able to educate myself on key financial issues like methods of debt repayment, the best ways to save and earn money and why it’s so important to start building wealth now rather than later.

 

Afford Anything

  1. 1. Ditch the 9-to-5, build wealth, and live life on your own terms. Afford Anything is the website dedicated to creating multiple streams of passive income so that you have the freedom to chase any dream.
  2. 2. Invest, invest, invest. I cannot over-state the importance of investing in order to create financial freedom and security.
  3. 3. Personally, I write about finance every day, so it’s easy for me to stay on top of news -- after all, it's my business. I'd encourage others to read Afford Anything, which filters out the "noise" and focuses only on the important information.

 

All About Interest

  1. 1. My blog chronicles my journey to financial independence.  I focus on buying income producing assets; dividend paying stocks and real estate.  I host a live portfolio and post updates of all purchases and sells I make.
  2. 2. It's not just about what you make, it's about what you save.  My advice would be to start saving and start investing now.
  3. 3. These days, there's a plethora of information available on the internet.  I enjoy keeping up with other like-minded bloggers as well as reading financial sites such as Seeking Alpha.  Also companies' financial reports and earnings conference calls can be valuable resources.

 

Annuity.org Blog

  1. 1. Annuity.org's blog provides comprehensive information on several topics about the annuities industry as well as well-developed articles on topics like taxes, finance portfolios and paying off debt.
  2. 2. Be smart with your finances and get ready for your retirement. There are several options and tools that will help you get good at managing your money.
  3. 3. We have a group of writers that is always looking for the most current and up-to-date information out there.

 

Broke Millennial

  1. 1. Broke Millennial is a site dedicated to increasing financial literacy for millennials. I use sarcasm and humor to make finance funny instead of intimidating.
  2. 2. Start saving for retirement the day you get your first paycheck. Delaying even a couple of years diminishes the power of compound growth which can never be recovered.
  3. 3. By keeping up with the news and reading credible financial resources such as the Wall Street Journal and Forbes. Twitter is also a valuable tool to keep tabs on news developing in real time.

 

Business Credit Blogger

  1. 1. A one stop business credit and business funding resource for entrepreneurs and small business owners covering the latest news, information, tools, strategies, and funding programs available in the marketplace.
  2. 2. Focus on establishing true personal and business separation by establishing the creditworthiness of your business so you can avoid putting your personal credit and personal assets at risk.
  3. 3. I read various publications, blogs, and articles surrounding the business finance industry on a daily basis as well as attend financial seminars, webinars, and workshops.

 

Careful Cents

  1. 1. My site is designed to help recovering workaholics and driven solopreneurs discover financial freedom in order to earn more money in less time. It's a unique source for finance and business tactics as it relates to starting and running your own business.
  2. 3. I'm very involved on social media sites like Twitter and Pinterest, so I'm able to see other articles and news stories come across my feed every day. I also created a private Club for more involved members of my community. We keep each other on top of financial issues and other business topics.

 

Dear Debt

  1. 1. A blog about breaking up with debt. Empowering people to get out of debt, and live a fun, frugal life.
  2. 2. Start a side hustle. Don't put all your financial eggs in one basket.
  3. 3. Financial blogs, friends, and the news.

 

Debt Roundup

  1. 1. Debt Roundup is a personal finance blog that provides resources to anyone looking to fight debt and grow wealth.  There are two stages to dealing with debt.  First, you have to pay it all off, but then you have to focus on ways to grow your wealth.  Debt Roundup takes on both these topics in a variety of ways.
  2. 2. Don't let anyone tell you that you can't do something.  Whether it be paying off your debt or starting a business.  The power to make a change starts and ends with you.  Using the word "can't" is the quickest way to failing with anything you do.
  3. 3. I read a diverse selection of personal finance blogs and financial magazines.  I scan news on a daily basis, but also write for many great sites that are typically on top of the financial changes around the US and the world.

 

eToro

  1. 1. The eToro blog is an extension of the eToro social investment network and therefore promotes the same core values: innovation, openness and social connectivity. Our articles focus on that intersection where traditional financial trading and analysis meet with new social investment trends, while giving a voice to a multitude of bloggers, both from our staff and from our investment community.
  2. 2. This might seem banal, but diversify as much as possible, not only when it comes to your investment portfolio but also to the sources of information you use to make your investment decisions. We at eToro are great believers in the “wisdom of the crowd” – the more ideas you are exposed to the more you are likely to have an accurate picture of the financial markets. No one analyst/expert/journalist/blogger can ever be right 100% of the time, but if you consult multiple sources you increase your chances of hitting on the right idea.
  3. 3. By keeping my ear to the ground, mainly using social media. The eToro OpenBook has streaming feeds from major news outlets such as Bloomberg, Reuters, CNBC, CNN and others, which I subscribe to. In addition, I follow other news sources on Twitter, and rely on my social network of friends on Facebook, Google Plus and LinkedIn to filter and share the most interesting articles and news item that they’ve found.

 

Eyes on the Dollar

  1. 1. Eyes on the Dollar is a personal financial blog dedicated to helping anyone achieve their financial goals no matter what stage they are at. We talk about paying off debt, learning to be smart with money, deciding what you want to achieve financially and personally, and we look at different ways to get there. Since I am a private practice optometrist, I talk about my experiences in search of 20/20 financial vision and how we all need to keep our eyes on each dollar.
  2. 2. My best advice for readers would be to really sit down and examine your life. Are you happy with what you've achieved and the direction you're headed or do you want more? If you answered more, it is possible to overcome debt, a job you hate, or whatever obstacle that holds you back. It's OK to make a total 180 if you have a good plan and know what you want to achieve.
  3. 3. The internet provides a wealth of information. I read many financial blogs and websites, take advice or topics that pertain to my situation and do my own research to decide what works for my situation or what is important to share with my readers.

 

Finance News 24

  1. 1. We provide financial news from the major markets across the World, with a particular focus on sports topics.
  2. 2. Invest wisely and never put all your eggs in the same basket. Diversification is still the main key to mitigate risk.
  3. 3. We're following several online newspapers and renowned financial blogs, and we're in constant touch with these topics in our daily jobs.

 

Financial Debauchery

  1. 1. Not your typical money blog.  We feature anything and everything when it comes to personal finance topics, and sometimes that means making fun of the dumb things we did with our money.  But hey - that's how we grow.  We learn from our mistakes.
  2. 2. We all mess up when it comes to money.  As perfect as other people may pretend to be with their money, they make mistakes too.  What's important is that you don't let them get you down.  Get back on the horse and figure it out.  Every time you do it gets a little easier.
  3. 3. By reading my favorite personal finance blogs!  Honestly if it’s important, the personal finance blog community will write about it.  And the opinions will be raw - that's what I love about them!

 

Financial Samurai

  1. 1. The #1 personal finance blog in America that teaches people how to reach financial independence sooner, rather than later.
  2. 2. Believe that you deserve to be rich and free. Building financial wealth starts with the proper positive mindset.
  3. 3. News bombards us every day on all sorts of platforms. The key is to focus on the news that matters most to our finances. The topics on Financial Samurai are there to make people think and build wealth.

 

Financial Uproar

  1. 1. Financial Uproar tries to use humor and a common sense approach to help readers grow their net worth. It succeed with the second part of that last sentence. The first part is a constant failure.
  2. 2. Don’t do drugs. Seriously, focus on earning more money while keeping your spending in check. It’s the most effective way to build long term wealth.
  3. 3. Everything from major newspaper websites to other personal finance blogs to Twitter. There are a million ways to stay informed. I also talk to psychics a lot.

 

Fit is the New Poor

  1. 1. Fit is the New Poor was conceived out of desperation after my husband lost his job one week after our wedding. Seeking a community to support my getting out of debt, surviving life on one income, and finding realistic and creative ways to become frugal; FitNPoor strives to show one girl's journey to get out of debt, find her purpose, and afford all the shoes.
  2. 2. You are unique, and your story is your own. It's easy to read a book that tells you it has all of the solutions for your debt or money issues. But in reality, it is up to you to figure out your own path, find your accountability, and make your own solutions.
  3. 3. Public radio! I also read about 15-30 personal finance blogs per day.

 

Go Curry Cracker!

  1. 1. We retired in our 30's and now travel the globe, meeting people, getting in adventures, and sharing our professional photos, detailed expenses, and lessons learned so you can do it too
  2. 2. Learn to love your bicycle.  Riding a bike instead of driving will substantially increase your ability to save, while providing for a longer and healthier life.
  3. 3. For the most part we avoid the noise in the mainstream media, and focus on a few niche bloggers.  We also think about our own process of becoming financially independent and the challenges we come across, and try to find unique and interesting ways to overcome them and share with our readers

 

Golden Girl Finance

  1. 1. Golden Girl Finance is the modern woman’s guide to finance, making the discussion of money and investing real, relevant and relatable - and shockingly entertaining. We engage, educate and empower women of all ages to take charge of their finances and build lasting wealth. Founders Laura MacDonald and Susan Misner are authors of the bestselling books ‘It’s Your Money, Honey’ and ’10 Ways to Stay Broke Forever’.
  2. 2. Live within your means. In today's consumerist society, living within one's means can seem like a quaint, old-fashioned notion, like paying cash for everything. However, knowing your financial limits and living within them remains the primary secret to attaining wealth and financial security.  You can probably justify any purchase to yourself - if you really want it, such as the purchase of that over-priced house with your ‘dream' kitchen. However, by denying the limits of your income and expenses, you can quickly find yourself in serious financial trouble. To stay on track one doesn’t have to deprive themselves of everything, simply focus on what you truly value, that which brings you the most satisfaction and joy and cut out all the excess. Be vigilant on your expenses and eliminate any and all that don’t bring genuine value.
  3. 3. We write about them! We are in ongoing conversations with our readers, family, friends and financial professionals.  In doing this we can write about the financial issues that matter most to them and those that are impacting their daily lives. Secondly, we are investors ourselves therefore we are constantly in tune with the latest financial news from around the world.

 

Making Sense of Cents

  1. 1. My blog is a personal finance website where I talk about how I eliminated $40,000 of student loan debt, my path to self-employment, and my dreams of traveling more. I aim to empower and motivate others to do what they want to do in life - whatever that may be.
  2. 2. Instead of making excuses for why you can't reach your dreams or why you can't reach your financial goals, you need to create a detailed plan to make your goals and dreams possible. I believe that with hard work, anything is possible.
  3. 3. I read many, MANY personal finance blogs each and every single day, and that really helps me stay on top of the latest trends and news in the financial world.

 

Modest Money

  1. 1. Modest Money is a collaboration from many writers helping people learn more about personal finance.  These multiple writers help shed light on a broad range of topics in an experienced manner.  Let us help you manage your money before your money controls you.
  2. 2. Don't be too hard on yourself about making financial mistakes.  Instead use those mistakes as learning experiences that will help with your financial decisions going forward.  Remember that we often learn more from our failures than we do our successes.
  3. 3. I admit that these days I've fallen behind on the latest trends and news due to an extremely busy schedule.  The other contributors on my blog are much better at keeping up with the news.  I do still make a point of checking the bigger media outlets like Yahoo, Daily Finance and the local news for any stories of interest.  Plus I have all of my favorite bloggers on Twitter to alert me of anything else that is trending.

 

Money Counselor

  1. 1. Money ideas for people who work for a living. The theme on Money Counselor is straight talk and practical ideas for getting ahead and staying there. Whether you’re trying to dig out of debt, save for retirement or an emergency, cut spending, hold onto your home, deal with a money crisis, or make better money choices, you’ll find ideas and help here.
  2. 2. Read up on "hedonic adaptation" and understand that acquiring and owning stuff does not equal happiness.
  3. 3. I read the newspaper and observe how people behave. I read a bunch of personal finance blogs and scan Bloomberg daily. I pay attention to the Federal Reserve Bank.

 

Money Crashers

  1. 1. Money Crashers is a financial education website. Its goal is to educate its readers and subscribers about financial literacy and smart money management. Some of the topics covered include managing monthly finances, reducing credit card debt, the basics of investing, budgeting, and saving more money.
  2. 2. Always strive to spend less than you make. If you don't, managing your money will always be a struggle. Set up a personal budget for yourself, then look for ways to cut back on spending and to lower your monthly bills.
  3. 3. The best way to keep up on the latest trends and news in the financial world is to check out websites devoted to that niche. Several good ones to consider are CNNMoney, Kiplinger, Forbes, and Bloomberg.

 

Money Manifesto

  1. 1. Money manifesto is a personal finance blog that follows the journey of Lance and Tori's finances. They recently paid off $80,000 in student loan debt and have shared many tips on how others can achieve the same goal. We also talk about increasing your income and other ways to save money.
  2. 2. The most important quick financial advice is to spend less than you earn and invest the rest. If you can do that, you have a good shot of getting ahead financially.
  3. 3. I read many personal finance blogs and scan finances websites like CNBC and Yahoo Finance. I also read relevant personal finance books as I come across them.

 

Money Ning

  1. 1. A gathering of like-minded folks who is interested in building wealth and becoming financially independent.
  2. 2. The most important step to take is to actually put what you learn into action. Otherwise, literature just becomes entertainment and you won’t ever get ahead.
  3. 3. Reading online and offline publications generally does it.

 

Moneystepper

  1. 1. Moneystepper provides little ways to save more & earn more in the short-term which leads to great leaps in long-term wealth creation. We also focus on topical news events and financial data/statistics and determine how these impact your goal for financial freedom.
  2. 2. To be successful financially, I honestly think you only need to do one thing: TRACK YOUR FINANCES. If you do this, everything else will follow. If you want to know why, I've recently written a detailed article about the benefit of tracking your finances entitled, "One Tip Financial Advice".
  3. 3. One of the main reasons that Moneystepper exists is that I was becoming fed up with the lack of analysis and proof provided by mainstream media on financial matters. Therefore, to stay up to date with "news", I tend to use twitter to hear about new stories, themes and ideas. I then immediately find the original source data that the story is based upon, which allows me to form a less biased (and usually less lazy) opinion on the facts compared to the mainstream media outlets.

 

MoneySuperstar

  1. 1. Our blog is a bit of a mish mash of all things related to personal finance. We discuss debt reduction, money saving, as well as ways of making money too. Running through the blog as a theme, is the true story of one man's mission to eradicate his debt. The blog charters his success, his problems, and the tips and techniques he has found useful to continue working towards this goal.
  2. 2. The biggest piece of advice we would give, is to live within your means. This sounds simple, but the bottom line is that if you can work towards spending less than you earn on a monthly basis, it is only a matter of time before you no longer have debt, and can begin to save and invest. This does not mean that it is an easy process mind, and it will involve difficult decisions about what spending is essential, and what is simply desirable. The bonus is that the longer this process goes on, the more inherently motivational it becomes, meaning that soon saving money will become a joy!
  3. 3. We at MoneySuperstar have a number of different sources of information. We subscribe to some other high quality personal finance blogs, as well as following them on Twitter, and spending time looking at other blogs. You'll see this from the fact that we like to regularly interview other personal finance bloggers.

 

Money Under 30

  1. 1. Money Under 30 is the world's most comprehensive personal finance blog for young adults featuring simple, honest advice on repaying debt, saving and investing, building credit, buying a home and accelerating your career. We focus on the unique money challenges everyone faces when starting out on their own, in particular how to allocate your income to competing goals like debt, short-term saving goals, and retirement.
  2. 2. Humans are irrational. Don’t trust yourself to make the best financial decisions. If you can postpone making a big purchase, do it. Half the time you’ll decide you didn’t need it. Whenever you can automate savings, investing, or debt repayment, do that, too. Split your paycheck so at least 10 percent goes into savings.
  3. 3. We engage and listen to our readers. We're less concerned with what's on the front page of the Wall Street Journal and more interested in what our audience (22-35 year olds) are struggling with right now. Our free email subscribers are encouraged to email us and the majority of our content ideas come from these personal correspondences.

 

My JAMpacked Life

  1. 1. My blog is a story in words of our journey through life and trying to stay on top of the game. We have are your average family who struggles to pay the bills and look to find all sources of income to stay aflot and quite possibly get ahead one day.
  2. 2. Plan. Plan. Plan. Plan for that job loss, plan for that illness or injury you think will never happen. Now live within those means. If you only had one income, what would your budget be. Don't miss out on life, but plan and be prepared for the life you never think will happen.
  3. 3. I read a lot of personal finance blogs. To me, these are the best source for information. These are the people just like you who are living it, and talking about it. Their struggles are the same as mine and from them I learn how to handle my struggles in a different way than I may have normally thought.

 

My Money Design

  1. 1. I would tell people that my blog is all about trying to find what makes YOU rich.  There are lots of ways to retire early or make yourself wealthy.  Each week we cover a lot of different topics and try to learn from the best.
  2. 2. Don't wait around for the perfect moment or for wealth to find you.  Learn about money and apply what you learn.  The sooner you do you'll find out what works for you.
  3. 3. I read CNN Money, Money Magazine, and tons, tons, tons of personal finance blogs.  It's amazing how much niche oriented material there is out there on the personal finance blogs.  Anything you want to learn about, you'll find it!

 

NZ Muse

  1. 1. Personal finance and lifestyle. Straight talk on saving, spending, and money management, through to career, relationships, travel and food. On the quest for health, wealth, and happiness (not necessarily in that order).
  2. 2. Pay yourself first - save more than you spend. Try to find that balance between living for today and saving for tomorrow (yep, it's an ongoing juggle for me too)
  3. 3. Read, read, read. Luckily I love to read and it's my job to be online, so that's not hard.

 

One Smart Dollar

  1. 1. One Smart Dollar is the place to go if you want to learn to be more on top of your finances.  We help you with everything from saving on your car insurance to helping you save money with DIY projects.  Our end goal is to try and help you increase the amount of discretionary income each month.
  2. 2. Keep yourself grounded and understand when you need to make a change.  Most people get into trouble with their finances because they let bad habits continue for too long before understanding that a change needs to be made.
  3. 3. I read a lot.  It could be news websites like CNN or CNBC or it could be some of my favorite personal finance blogs.

 

Our Freaking Budget

  1. 1. Our Freaking Budget is a personal finance blog documenting the joys, pains and realities of living on a budget. From the basics of saving and getting out of debt, to venturing into the wild world of four-letter investments like 401k's and IRAs, they document their journey through young adulthood while exploring their love-hate relationship with their "freaking budget."
  2. 2. Track your spending! If you aren't already, you'll be surprised at where your money goes over the course of a month. Get in the habit of reviewing your expenses each month and setting budgeted amounts to help you reach your larger savings, debt, and retirement goals.
  3. 3. Twitter is an amazing resource to get a quick, at-a-glance view of the latest news, trends, and financial tips. We also regularly watch Suze Orman's show and listen to Dave Ramsey's radio station to stay apprised of the real challenges facing the average American.

 

Points and Figures

  1. 1. Sometimes irreverent look at finance, politics and entrepreneurship and how they intersect.
  2. 2. Important to know you can't beat the market, so know and practice Eugene Fama's Efficient Market Theory.  When doing company analysis or issue analysis, use Coase Theorem as a base.
  3. 3. I use Twitter/Stocktwits.  I read a lot of blogs.  Read the newspapers last.  Rarely get news from TV.

 

Pretired

  1. 1. Not everyone realizes there is an era of life in between your working years and your retirement years. We call this in-between era "pretirement" and Pretired.org is dedicated to exploring this time. How to get there, what to do once you're there and how to make sure you can stay there.
  2. 2. Focus on your savings rate, not your rate of return. By building up a substantial pretirement fund as early as possible in life, even people earning modest incomes can reach financial freedom at a relatively young age.
  3. 3. Top personal finance blogs are one of the best ways to stay up on current trends. The exploration and learning taking place at the grass roots level is much more insightful and real than the watered-down advice of the larger and more mainstream organizations.

 

Retirement Savvy

  1. 2. Understand the power of compound interest, which is calculated not only on the initial principal, but also the accumulated interest of prior periods. In many ways compound interest is the force that underpins personal finance as a field of study and the practice of retirement planning. Once compound interest is truly understood, other personal finance concepts (e.g. the value of starting early, the rule of 72, the 4% rule, avoiding debt, electing not to take out 401(k) loans, etc.) are tied together and make much more sense.

Roadmap 2 Retire

  1. 1. An investing and personal finance blog exploring methods of generating passive income in order to achieve financial independence. The blog covers investing in dividend growth stocks, bonds and other forms of passive income streams.
  2. 2. Every investment should be very well understood. If you do not understand a company's business model, do not invest in it.
  3. 3. I stay current mostly through online research via Twitter as my primary channel following media companies, analysts, reporters etc. I also stay current by scouring my favorite business websites and blogs.

 

Rock Solid Finance

  1. 1. Like a class in finance made just for business owners, Rock Solid Finance's blog covers all the most common (and some quite unusual!) problems faced by business owners.  It offers "Actionable Advice" in each clearly written post.  If you are a business owner you'll recognize the topics covered -- from raising money to applying for an SBA loan, from solving tough cash flow problems to analyzing a balance sheet -- Rock Solid Finance has something for you.
  2. 2. Business is too important to "trust your gut". Great businesses are built on great decisions -- the kind that catapult you past competitors and set you up for life.  Those kinds of decisions rely on fact, analysis and discussion.  Having a strong CFO (even a part time one!) can help you make better decisions and make your company more robust, more profitable and more fun.
  3. 3. The Rock Solid Finance team is constantly monitoring news -- from IRS press releases to the Wall Street Journal business section, and a lot in between.  But great advice does not come only from knowing what's trendy and "news".  In fact, most of what you'll read on Rock Solid Finance is based on decades of experience, clear analysis and industry best practices.  Accounting and Finance are concepts that are 1400 years old -- don't be swayed by today's headlines until you thoroughly understand the basics and have a "rock solid" financial foundation.

 

Square Pennies

  1. 1. Square Pennies is all about living a richer life on any income. I show how to save at least $1000 every year that anyone can do. See how to achieve your goals and how to stay motivated to save money. I share ways to have fun that don't break the budget and how to cook easy, inexpensive recipes that are yummy!
  2. 2. Learn to make a smart plan to achieve your goals.  This can make all the difference between success and just drifting along with no good results. Check out my post entitled, “Is Grit the Most Important Thing for Success?” to learn more about this.
  3. 3. I read quite a few financial blogs about the US economy and the world economy. I follow trends in housing, jobs, emerging markets, industry, and government policies. I also read many personal finance blogs and interact with many of these bloggers on social media. I attended the October, 2013 National Personal Finance Bloggers Conference to learn from and to interact with fellow bloggers.

 

Stacking Benjamins

  1. 1. Stacking Benjamins is all about earning, saving and spending with a plan. We share thoughts on everything from securing your dream job to retiring early. The blog is also the home of the relaxed Stacking Benjamins podcast.
  2. 2. Don't worry about making mistakes.  Instead of dwelling on perfections, just get started.  You'll find that by getting the mistakes out of the way early, your plan will be super in the future.
  3. 3. I’m a voracious reader and media junkie. I start with the easy stuff…USA Today and news channels over breakfast, so that I can get an idea of the pulse. I’ll then dive deeper into topics that interest me based on what I learn.

 

TeensGotCents

  1. 1. TeensGotCents is a place where teens can come to learn about managing their money well and preparing financially for their future. I write about how to get a good part time job, strategies for going to college debt free, shopping smart and how to get the very best deals!
  2. 2. My top financial advice to others teens? Be purposeful with every dollar. Don't think that just because you don't have very much money that it isn't worth it to bother saving.  It is! Even $5 a week makes a difference!
  3. 3. I can't say that I really know very much about the financial world when it comes to investing and such.  I do know that it's important to use your money wisely. Spend some, save some and give some.

 

Testosterone Pit

  1. 1. Unvarnished, sometimes tongue-in-cheek insights into the murky goings on in business, finance, and economics in the US, Europe, Japan, China, Russia, and occasionally elsewhere. It’s “Where the truth comes home to roost.”
  2. 2. Take everything that emanates from Wall Street and the media that cover it with a grain of salt. Their business model is to extract your hard-earned money from you, and they have a myriad sophisticated ways of doing it.
  3. 3. I spend many hours a day reading everything I can dig up, from government reports to detailed studies. I devour dozens of news sites in three (and sometimes four) languages. And I get some of my best insights from contacts in the financial industry.

 

The Simple Dollar

  1. 1. The Simple Dollar's focus is on making personal finance simple and non-threatening, particularly to people who are just beginning to turn around their personal finance situation.  The site focuses on personal finance basics, including how different accounts work, but also looks deeply at psychology and time management and how they relate to financial improvement.  All of this is done with a friendly, earnest, and non-aggressive tone that speaks to people who need help from a friendly voice.
  2. 2. Sit down and track every single dime you spend for a month.  Take nothing for granted - write all of it down.  At the end of the month, sort it into "essential" spending and "non-essential" spending.  Be prepared to be shocked into change.
  3. 3. I read several publications, including The Economist, BusinessWeek, and The Atlantic.  I also frequent a large number of personal finance blogs.  My primary interest is in solutions to the real problems people face every day and how the broader issues of the world connect to those solutions.

 

Well Kept Wallet

  1. 1. Well Kept Wallet is a personal finance blog with an emphasis on helping people get out of debt and get on a realistic budget. It offers a free course called "Debt Free in 18 Months" that is designed to help participants get out of debt in a short period of time. The blog also provides many great resources like forms, tools, and services to help people achieve their financial goals.
  2. 2. You have to track your finances. If you don't, it will be hard to achieve any financial goals. Whether you use a spreadsheet or a free service like Mint.com, tracking your finances will help you identify areas in your budget that you can improve in order to reach your goals.
  3. 3. I watch the CNBC real time app that is on my blu-ray player to stay up to date with financial news. I also have a personal finance feed in my Well Kept Wallet app for android that updates daily with personal finance news.